With so many moving parts, your financial life might feel more complicated than ever. But complexity doesn’t have to mean chaos.

With the right plan, you can turn today’s decisions into tomorrow’s security. Let’s break down some of the most critical areas to focus on:

1. Optimize Equity Compensation. If you receive stock options, restricted stock units (RSUs),or other forms of equity compensation, you’re sitting on a valuable asset—but it requires careful handling. A poorly timed sale can trigger significant tax consequences. Strategic planning can help you maximize gains and minimize the tax impact.

‍2. Prepare for Retirement with Precision. Your peak earning years are the perfect time to boost retirement savings. Take advantage of catch-up contributions for your 401(k) or IRA, and ensure your investment strategy aligns with your time horizon. Additionally, consider whether Roth conversions might reduce tax burdens during retirement.
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3. Simplify and Minimize Taxes. Are you using all available strategies to reduce your tax bill? Health Savings Accounts (HSAs), tax-loss harvesting, and charitable giving are just a few ways to keep more of your hard-earned money.

‍4. Plan for the Long Term Beyond retirement, think about your legacy. Is your estate plan current? Have you accounted for potential healthcare costs in retirement?

Simplifying financial complexity begins with a plan tailored to your unique goals. Let’s transform uncertainty into clarity. Contact me today to take control of your financial future with confidence!
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*_{Collabria Capital, Inc. does not provide tax or legal advice. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances. Please refer to our Disclosures.}

PlanNow - Our innovative approach
We offer a subscription based comprehensive financial planning service for clients who do not wish to have their assets managed by us (Investment Management is, however, available as an optional add-on)

Many clients want more than just a one-time financial plan or short-term advice. They also want ongoing guidance – someone to help with implementation, monitoring, and education – someone to keep them on track.

Under a monthly subscription arrangement, we’ll help you to develop a sound financial strategy tailored to your situation and objectives. Then we’ll help you implement the strategy, with periodic follow-ups and phone/email support to help you get in shape and stay in shape.

This subscription is open ended, which means that there are not a limited number of appointments or amount of time for each item.

You can schedule additional appointments or call for information between appointments. This allows you to deal with changes without an added charge.